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Georgia's credit freeze law takes effect August 1, 2008
On May 13, 2008 Governor Sonny Perdue signed into law a credit freeze bill that will provide Georgia consumers with the ability to place a freeze on their credit file for only $3, or a total of $9 for each of the three major credit-reporting agencies: Equifax, Experian and TransUnion. The freeze would be free for senior citizens 65 and older and for victims of identity theft. Each temporary lift – commonly called a “thaw” – to allow access to the consumer’s credit file would also cost $3, and would be available electronically within 15 minutes of request, keeping on-the-spot credit an option for shoppers. The legislation will become effective August 1, 2008.
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